Track your financial trajectory over time — model asset growth, liability paydown, and scenario-based projections.
Free tier available. Upgrade when you want snapshots, scenarios, and advanced modes.
50 yrs
Projection horizon
2026 → 2075
2,000+
Monte Carlo trials
Max plan
3
Plans
Basic, Premium, Max
All-in-one
Balance sheet
Assets, RE, liabilities
Built for households who want a serious model — deterministic paths today, probabilistic depth when you need it.
Model-driven projections
Capture what you own, what you owe, and how you expect accounts to grow. The engine rolls balances forward so you can stress-test assumptions instead of guessing at the future.
Today’s picture
Financial assets, standalone liabilities, and real estate with mortgage equity in one workspace.
Growth & funding
Expected returns, contributions, and extra payments feed directly into each projected year.
Debt realism
Minimums, extra paydown, and interest rates shape how liabilities shrink over time.
Real estate equity
Property values, mortgages, and equity are tracked alongside the rest of your balance sheet.
Scenario overlays
Layer life events and policy choices on top of a baseline plan to see forks in the road.
Inflation lens
Toggle inflation-adjusted views when you want today’s dollars, not just nominal balances.
Planning workspace
From first projection to saved history, the app is organized around the questions wealth planners actually ask: where am I headed, and what changes the trajectory?
Watch total net worth and components evolve across the full horizon. Filter what you want on the chart so the story stays readable.
Log points in time on Premium+ and compare how reality drifts from plan — essential for iterative planning.
Model alternatives side by side: career breaks, purchases, windfalls, and more, layered on your baseline.
Connect projections to a target and see whether the path clears your bar — unlocked on Premium and above.
Insight, not noise
Start with a single coherent forecast driven by your assumptions. Perfect for agreements with a partner or advisor: one source of truth.
When uncertainty matters, run trials to see spread around outcomes — not just one optimistic or pessimistic row in a sheet.
Begin on Basic, add persistence and FI tools on Premium, then unlock unlimited scenarios and probabilistic mode on Max when your model grows up.
Sign in when you are ready for saved data. Your projections stay tied to your account — not a shared template floating in email.
Full control
You own the assumptions. The software’s job is to make the implications visible.
Set returns, contributions, and debt behavior per line item instead of hiding logic in fragile formulas.
Enable or disable scenarios on the chart to isolate the impact of a single decision or stack several together.
Inspect balances at any year in the horizon so you can validate that the model matches your intent.
Built to grow with you
One workspace for assets, liabilities, and property — so net worth is always computed consistently.
Premium includes a scenario slot; Max removes the cap when you are iterating many futures at once.
Monthly plans with visible feature lists. Upgrade when persistence, FI insights, or advanced modes become worth it.
“We finally stopped emailing each other half-finished spreadsheets. One model, one chart, and we could actually argue about assumptions instead of whether the formulas were broken.”
Start free, explore the planner, and upgrade when you want history, scenarios, and deeper analytics.
Maull Wealth Trajectory Tool rolls your assets, real estate equity, liabilities, contributions, and paydown assumptions forward year by year so you can see how net worth could evolve — not just a static snapshot today.
Deterministic mode uses the growth, contribution, and interest assumptions you enter for a single path. Probabilistic mode (on Max) runs many simulated trials so you can see ranges and uncertainty around outcomes.
You can start on the free tier to model your balance sheet and run deterministic projections. Snapshot history, the Financial Independence dashboard, deeper scenario slots, and probabilistic mode unlock on paid tiers — see Pricing for details.
Yes. Premium and Max include scenario modelling so you can layer purchases, windfalls, income changes, and other events onto your baseline plan and compare outcomes on the chart.