Terms of use
Last updated April 2026. Replace this page with counsel-approved terms before relying on it.
Agreement
By accessing or using Asset Ascent you agree to these terms. If you do not agree, do not use the service. We may modify these terms; continued use after changes constitutes acceptance where permitted by law.
The service
Asset Ascent offers software tools for modeling personal balance sheets and long-term scenarios for your own learning and planning. Outputs are illustrative, hypothetical, and self-directed only.
Educational use; no professional or investment advice
Asset Ascent is not a substitute for personalized advice from licensed or registered professionals such as accountants, attorneys, investment advisers, financial planners acting in a fiduciary capacity, or brokers. Nothing on the service is tailored to your individual circumstances unless you alone apply it — we do not provide recommendations to purchase, sell, or hold any security, commodity, cryptocurrency, insurance product, or other investment vehicle, nor do we carry out discretionary management of assets for you. You are solely responsible for your financial and investment decisions. Use of Asset Ascent does not establish an adviser–client or fiduciary relationship. Consult qualified professionals before making decisions that could have legal, tax, or financial consequences.
Accounts & subscriptions
You must provide accurate sign-up information and keep credentials confidential. Paid plans are billed through Stripe; fees, renewal, cancellations, and taxes follow the checkout flow and your agreement with our payment processor. Stripe’s terms apply to payment processing.
Acceptable use
Do not misuse the service (including probing, disrupting, infringing others’ rights, or uploading unlawful content). We may suspend access for suspected abuse or security risk.
Disclaimers & limitation of liability
TO THE FULL EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. WE ARE NOT LIABLE FOR DECISIONS YOU MAKE USING THE SERVICE OR FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, OR LOSS OF PROFITS, DATA, OR GOODWILL — EVEN IF ADVISED OF SUCH POSSIBILITIES — UNLESS REQUIRED OTHERWISE BY LAW. YOUR REMEDIES ARE LIMITED TO DISCONTINUING USE OR RECEIVING SERVICE CORRECTIONS WE ELECT TO PROVIDE. SOME JURISDICTIONS DO NOT ALLOW CERTAIN DISCLAIMERS OR LIMITATIONS; IN THOSE CASES OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT ALLOWED THERE.
Indemnity
To the extent permitted by law, you indemnify and hold harmless Asset Ascent and its operators from claims arising from your misuse of the service or violation of these terms or applicable law.
General
These terms constitute the agreement between you and us regarding Asset Ascent and prevail over conflicting terms unless we agree otherwise in writing. Severability applies. Contact: contact@assetascent.net